Head, Credit At Mutual Trust Microfinance Bank Limited

Mutual Trust Microfinance Bank is an aggressive and forward looking Microfinance Bank in Abuja. We seek to employ for the vacant position below:

Head, Credit

Location: Abuja
Experience Level: Management level

Job Summary

• We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.

Responsibilities

• Research and evaluate clients’ creditworthiness
• Create credit scoring models to predict risks
• Approve or reject loan requests, based on credibility and potential revenues and losses
• Calculate and set interest rates
• Negotiate loan terms with clients
• Monitor payments
• Maintain records of loan applications
• Follow up with clients to manage debt settlements and loan renewals
• Ensure all lending procedures comply with regulations
• Develop, review and update our company’s credit policies

Requirements

• Proven work experience as a Credit Manager, Credit Analyst or similar role
• Hands-on experience with accounting software
• Solid understanding of lending procedures
• Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
• Negotiation skills
• BSc in Accounting, Economics, Banking and Finance or relevant field.
• Experience Length: 7 years.

How to Apply
Interested and qualified candidates should forward their CV to: Hr@Mutualtrustmfb.com using the Job Title as subject of the email.